Chase Routing Number

322271627
ACH

Routing Number 322271627 Details

Routing Number 322271627
Bank Chase
State / Region California
Type ACH

Is 322271627 Valid?

Yes — 322271627 is a valid ABA routing number assigned to Chase for California. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 322271627 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 322271627 breaks down:

DigitsValueMeaning
1–43222Federal Reserve routing symbol (San Francisco district)
5–87162Chase institution identifier
97Check digit (validates the number)

The first two digits (32) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of San Francisco. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 322271627

This is an ACH-only routing number. Chase uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Chase Routing Number

If you need to verify that 322271627 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Chase and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Chase to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Chase account in California, 322271627 is likely the correct number.

Other Chase Routing Numbers

Routing Number State / Region Type
021000021 New York, New Jersey, Connecticut ACH & Wire
044000037 Ohio ACH
065400137 Florida ACH
071000013 Illinois ACH
083000137 Kentucky ACH
101100045 Louisiana, Oklahoma ACH
111000614 Texas ACH
267084131 Florida (credit card/auto loans) ACH
325070760 Washington, Oregon, Idaho ACH
028000024 National Wire

Frequently Asked Questions

Yes, 322271627 is the ACH routing number for Chase in California.

Routing number 322271627 belongs to Chase. It is used for California.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Chase may use a different routing number.

Yes, you can use 322271627 to set up direct deposit for your Chase account in California. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 322271627 identifies the bank and branch (Chase, California), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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