Chase Routing Number

028000024
Wire

Routing Number 028000024 Details

Routing Number 028000024
Bank Chase
State / Region National
Type Wire

Is 028000024 Valid?

Yes — 028000024 is a valid ABA routing number assigned to Chase for National. It is used for domestic wire transfers.

What Does 028000024 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 028000024 breaks down:

DigitsValueMeaning
1–40280Federal Reserve routing symbol (New York district)
5–80002Chase institution identifier
94Check digit (validates the number)

The first two digits (02) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of New York. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 028000024

This is a wire transfer routing number. Chase uses different routing numbers for ACH transactions.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Chase Routing Number

If you need to verify that 028000024 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Chase and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Chase to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Chase account in National, 028000024 is likely the correct number.

Other Chase Routing Numbers

Routing Number State / Region Type
021000021 New York, New Jersey, Connecticut ACH & Wire
044000037 Ohio ACH
065400137 Florida ACH
071000013 Illinois ACH
083000137 Kentucky ACH
101100045 Louisiana, Oklahoma ACH
111000614 Texas ACH
267084131 Florida (credit card/auto loans) ACH
322271627 California ACH
325070760 Washington, Oregon, Idaho ACH

Frequently Asked Questions

Yes, 028000024 is the Wire routing number for Chase in National.

Routing number 028000024 belongs to Chase. It is used for National.

This routing number is used specifically for domestic wire transfers. For ACH transactions like direct deposit, Chase uses a different routing number.

No, 028000024 is a wire transfer routing number. For direct deposit, you need Chase's ACH routing number. Check the other Chase routing numbers listed above for the correct ACH number.

A routing number like 028000024 identifies the bank and branch (Chase, National), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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