Chase Routing Number

044000037
ACH

Routing Number 044000037 Details

Routing Number 044000037
Bank Chase
State / Region Ohio
Type ACH

Is 044000037 Valid?

Yes — 044000037 is a valid ABA routing number assigned to Chase for Ohio. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 044000037 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 044000037 breaks down:

DigitsValueMeaning
1–40440Federal Reserve routing symbol (Cleveland district)
5–80003Chase institution identifier
97Check digit (validates the number)

The first two digits (04) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Cleveland. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 044000037

This is an ACH-only routing number. Chase uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Chase Routing Number

If you need to verify that 044000037 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Chase and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Chase to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Chase account in Ohio, 044000037 is likely the correct number.

Other Chase Routing Numbers

Routing Number State / Region Type
021000021 New York, New Jersey, Connecticut ACH & Wire
065400137 Florida ACH
071000013 Illinois ACH
083000137 Kentucky ACH
101100045 Louisiana, Oklahoma ACH
111000614 Texas ACH
267084131 Florida (credit card/auto loans) ACH
322271627 California ACH
325070760 Washington, Oregon, Idaho ACH
028000024 National Wire

Frequently Asked Questions

Yes, 044000037 is the ACH routing number for Chase in Ohio.

Routing number 044000037 belongs to Chase. It is used for Ohio.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Chase may use a different routing number.

Yes, you can use 044000037 to set up direct deposit for your Chase account in Ohio. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 044000037 identifies the bank and branch (Chase, Ohio), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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