Citizens Bank Routing Number

241070417
ACH

Routing Number 241070417 Details

Routing Number 241070417
Bank Citizens Bank
State / Region Ohio
Type ACH

Is 241070417 Valid?

Yes — 241070417 is a valid ABA routing number assigned to Citizens Bank for Ohio. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 241070417 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 241070417 breaks down:

DigitsValueMeaning
1–42410Federal Reserve routing symbol (Cleveland district)
5–87041Citizens Bank institution identifier
97Check digit (validates the number)

The first two digits (24) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Cleveland. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 241070417

This is an ACH-only routing number. Citizens Bank uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Citizens Bank Routing Number

If you need to verify that 241070417 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Citizens Bank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Citizens Bank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Citizens Bank account in Ohio, 241070417 is likely the correct number.

Other Citizens Bank Routing Numbers

Routing Number State / Region Type
011500120 Rhode Island ACH
021313103 New York ACH
036076150 Pennsylvania ACH
211170101 Massachusetts ACH
011500120 National Wire

Frequently Asked Questions

Yes, 241070417 is the ACH routing number for Citizens Bank in Ohio.

Routing number 241070417 belongs to Citizens Bank. It is used for Ohio.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Citizens Bank may use a different routing number.

Yes, you can use 241070417 to set up direct deposit for your Citizens Bank account in Ohio. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 241070417 identifies the bank and branch (Citizens Bank, Ohio), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More Citizens Bank Resources

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