Citizens Bank Routing Number

211170101
ACH

Routing Number 211170101 Details

Routing Number 211170101
Bank Citizens Bank
State / Region Massachusetts
Type ACH

Is 211170101 Valid?

Yes — 211170101 is a valid ABA routing number assigned to Citizens Bank for Massachusetts. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 211170101 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 211170101 breaks down:

DigitsValueMeaning
1–42111Federal Reserve routing symbol (New York district)
5–87010Citizens Bank institution identifier
91Check digit (validates the number)

The first two digits (21) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of New York. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 211170101

This is an ACH-only routing number. Citizens Bank uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Citizens Bank Routing Number

If you need to verify that 211170101 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Citizens Bank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Citizens Bank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Citizens Bank account in Massachusetts, 211170101 is likely the correct number.

Other Citizens Bank Routing Numbers

Routing Number State / Region Type
011500120 Rhode Island ACH
021313103 New York ACH
036076150 Pennsylvania ACH
241070417 Ohio ACH
011500120 National Wire

Frequently Asked Questions

Yes, 211170101 is the ACH routing number for Citizens Bank in Massachusetts.

Routing number 211170101 belongs to Citizens Bank. It is used for Massachusetts.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Citizens Bank may use a different routing number.

Yes, you can use 211170101 to set up direct deposit for your Citizens Bank account in Massachusetts. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 211170101 identifies the bank and branch (Citizens Bank, Massachusetts), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More Citizens Bank Resources

All Citizens Bank Routing Numbers → Convert Citizens Bank Statement to CSV →

Convert your Citizens Bank statement to CSV

Extract transactions from your Citizens Bank PDF bank statement into Excel or CSV — free and instant.

Convert Citizens Bank Statement →