Citizens Bank Routing Number

011500120
Wire

Routing Number 011500120 Details

Routing Number 011500120
Bank Citizens Bank
State / Region National
Type Wire

Is 011500120 Valid?

Yes — 011500120 is a valid ABA routing number assigned to Citizens Bank for National. It is used for domestic wire transfers.

What Does 011500120 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 011500120 breaks down:

DigitsValueMeaning
1–40115Federal Reserve routing symbol (Boston district)
5–80012Citizens Bank institution identifier
90Check digit (validates the number)

The first two digits (01) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Boston. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 011500120

This is a wire transfer routing number. Citizens Bank uses different routing numbers for ACH transactions.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Citizens Bank Routing Number

If you need to verify that 011500120 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Citizens Bank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Citizens Bank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Citizens Bank account in National, 011500120 is likely the correct number.

Other Citizens Bank Routing Numbers

Routing Number State / Region Type
021313103 New York ACH
036076150 Pennsylvania ACH
211170101 Massachusetts ACH
241070417 Ohio ACH

Frequently Asked Questions

Yes, 011500120 is the Wire routing number for Citizens Bank in National.

Routing number 011500120 belongs to Citizens Bank. It is used for National.

This routing number is used specifically for domestic wire transfers. For ACH transactions like direct deposit, Citizens Bank uses a different routing number.

No, 011500120 is a wire transfer routing number. For direct deposit, you need Citizens Bank's ACH routing number. Check the other Citizens Bank routing numbers listed above for the correct ACH number.

A routing number like 011500120 identifies the bank and branch (Citizens Bank, National), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More Citizens Bank Resources

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