Bank of America Routing Number
Routing Number 125000024 Details
| Routing Number | 125000024 |
|---|---|
| Bank | Bank of America |
| State / Region | Oregon, Washington |
| Type | ACH |
Is 125000024 Valid?
Yes — 125000024 is a valid ABA routing number assigned to Bank of America for Oregon, Washington. It is used for ACH transfers (direct deposit, bill pay, electronic payments).
What Does 125000024 Mean?
Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 125000024 breaks down:
| Digits | Value | Meaning |
|---|---|---|
| 1–4 | 1250 | Federal Reserve routing symbol (San Francisco district) |
| 5–8 | 0002 | Bank of America institution identifier |
| 9 | 4 | Check digit (validates the number) |
The first two digits (12) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of San Francisco. The check digit is calculated using a weighted algorithm to prevent transcription errors.
ACH vs. Wire Transfers: When to Use 125000024
This is an ACH-only routing number. Bank of America uses a separate routing number for wire transfers.
ACH Transfers
- Direct deposit (payroll)
- Bill payments
- Tax refunds
- Recurring transfers
Typically 1–3 business days. Free or low-cost.
Wire Transfers
- Large one-time payments
- Real estate closings
- International transfers
- Time-sensitive payments
Same-day settlement. Usually $15–$30 fee.
How to Find Your Bank of America Routing Number
If you need to verify that 125000024 is the correct routing number for your account, you can check in several places:
- Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
- Online banking — Log in to Bank of America and look under account details or settings.
- Mobile app — Most banking apps show the routing number on the account summary screen.
- Customer service — Call Bank of America to confirm over the phone.
Your routing number is based on the state where you opened your account, not your current address. If you opened your Bank of America account in Oregon, Washington, 125000024 is likely the correct number.
Other Bank of America Routing Numbers
Frequently Asked Questions
More Bank of America Resources
Convert your Bank of America statement to CSV
Extract transactions from your Bank of America PDF bank statement into Excel or CSV — free and instant.
Convert Bank of America Statement →