Bank of America Routing Number
Routing Number 026009593 Details
| Routing Number | 026009593 |
|---|---|
| Bank | Bank of America |
| State / Region | New York |
| Type | ACH & Wire |
Is 026009593 Valid?
Yes — 026009593 is a valid ABA routing number assigned to Bank of America for New York. It is used for both ACH and wire transfers.
What Does 026009593 Mean?
Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 026009593 breaks down:
| Digits | Value | Meaning |
|---|---|---|
| 1–4 | 0260 | Federal Reserve routing symbol (New York district) |
| 5–8 | 0959 | Bank of America institution identifier |
| 9 | 3 | Check digit (validates the number) |
The first two digits (02) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of New York. The check digit is calculated using a weighted algorithm to prevent transcription errors.
ACH vs. Wire Transfers: When to Use 026009593
This routing number works for both ACH and wire transfers at Bank of America:
ACH Transfers
- Direct deposit (payroll)
- Bill payments
- Tax refunds
- Recurring transfers
Typically 1–3 business days. Free or low-cost.
Wire Transfers
- Large one-time payments
- Real estate closings
- International transfers
- Time-sensitive payments
Same-day settlement. Usually $15–$30 fee.
How to Find Your Bank of America Routing Number
If you need to verify that 026009593 is the correct routing number for your account, you can check in several places:
- Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
- Online banking — Log in to Bank of America and look under account details or settings.
- Mobile app — Most banking apps show the routing number on the account summary screen.
- Customer service — Call Bank of America to confirm over the phone.
Your routing number is based on the state where you opened your account, not your current address. If you opened your Bank of America account in New York, 026009593 is likely the correct number.
Other Bank of America Routing Numbers
Frequently Asked Questions
More Bank of America Resources
Convert your Bank of America statement to CSV
Extract transactions from your Bank of America PDF bank statement into Excel or CSV — free and instant.
Convert Bank of America Statement →