Bank of America Routing Number

051000017
ACH

Routing Number 051000017 Details

Routing Number 051000017
Bank Bank of America
State / Region Virginia, Washington DC
Type ACH

Is 051000017 Valid?

Yes — 051000017 is a valid ABA routing number assigned to Bank of America for Virginia, Washington DC. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 051000017 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 051000017 breaks down:

DigitsValueMeaning
1–40510Federal Reserve routing symbol (Richmond district)
5–80001Bank of America institution identifier
97Check digit (validates the number)

The first two digits (05) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Richmond. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 051000017

This is an ACH-only routing number. Bank of America uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Bank of America Routing Number

If you need to verify that 051000017 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Bank of America and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Bank of America to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Bank of America account in Virginia, Washington DC, 051000017 is likely the correct number.

Other Bank of America Routing Numbers

Routing Number State / Region Type
026009593 New York ACH & Wire
011000138 Connecticut ACH
053000196 North Carolina ACH
063100277 Florida ACH
071000505 Illinois ACH
081000032 Missouri ACH
111000025 Texas ACH
121000358 California ACH
125000024 Oregon, Washington ACH

Frequently Asked Questions

Yes, 051000017 is the ACH routing number for Bank of America in Virginia, Washington DC.

Routing number 051000017 belongs to Bank of America. It is used for Virginia, Washington DC.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Bank of America may use a different routing number.

Yes, you can use 051000017 to set up direct deposit for your Bank of America account in Virginia, Washington DC. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 051000017 identifies the bank and branch (Bank of America, Virginia, Washington DC), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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