Wells Fargo Routing Number

121000248
ACH & Wire

Routing Number 121000248 Details

Routing Number 121000248
Bank Wells Fargo
State / Region National (primary)
Type ACH & Wire

Is 121000248 Valid?

Yes — 121000248 is a valid ABA routing number assigned to Wells Fargo for National (primary). It is used for both ACH and wire transfers.

What Does 121000248 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 121000248 breaks down:

DigitsValueMeaning
1–41210Federal Reserve routing symbol (San Francisco district)
5–80024Wells Fargo institution identifier
98Check digit (validates the number)

The first two digits (12) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of San Francisco. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 121000248

This routing number works for both ACH and wire transfers at Wells Fargo:

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Wells Fargo Routing Number

If you need to verify that 121000248 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Wells Fargo and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Wells Fargo to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Wells Fargo account in National (primary), 121000248 is likely the correct number.

Other Wells Fargo Routing Numbers

Routing Number State / Region Type
021200025 New York ACH
031000503 Pennsylvania ACH
053000219 North Carolina ACH
062000080 Georgia ACH
063107513 Florida ACH
071101307 Illinois ACH
091000019 Minnesota ACH
102000076 Colorado ACH
111900659 Texas ACH
121042882 National Wire

Frequently Asked Questions

Yes, 121000248 is the ACH & Wire routing number for Wells Fargo in National (primary).

Routing number 121000248 belongs to Wells Fargo. It is used for National (primary).

This routing number can be used for both ACH transfers (direct deposit, bill pay) and domestic wire transfers.

Yes, you can use 121000248 to set up direct deposit for your Wells Fargo account in National (primary). You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 121000248 identifies the bank and branch (Wells Fargo, National (primary)), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More Wells Fargo Resources

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