Wells Fargo Routing Number

021200025
ACH

Routing Number 021200025 Details

Routing Number 021200025
Bank Wells Fargo
State / Region New York
Type ACH

Is 021200025 Valid?

Yes — 021200025 is a valid ABA routing number assigned to Wells Fargo for New York. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 021200025 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 021200025 breaks down:

DigitsValueMeaning
1–40212Federal Reserve routing symbol (New York district)
5–80002Wells Fargo institution identifier
95Check digit (validates the number)

The first two digits (02) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of New York. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 021200025

This is an ACH-only routing number. Wells Fargo uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Wells Fargo Routing Number

If you need to verify that 021200025 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Wells Fargo and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Wells Fargo to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Wells Fargo account in New York, 021200025 is likely the correct number.

Other Wells Fargo Routing Numbers

Routing Number State / Region Type
121000248 National (primary) ACH & Wire
031000503 Pennsylvania ACH
053000219 North Carolina ACH
062000080 Georgia ACH
063107513 Florida ACH
071101307 Illinois ACH
091000019 Minnesota ACH
102000076 Colorado ACH
111900659 Texas ACH
121042882 National Wire

Frequently Asked Questions

Yes, 021200025 is the ACH routing number for Wells Fargo in New York.

Routing number 021200025 belongs to Wells Fargo. It is used for New York.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Wells Fargo may use a different routing number.

Yes, you can use 021200025 to set up direct deposit for your Wells Fargo account in New York. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 021200025 identifies the bank and branch (Wells Fargo, New York), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More Wells Fargo Resources

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