Wells Fargo Routing Number
Routing Number 091000019 Details
| Routing Number | 091000019 |
|---|---|
| Bank | Wells Fargo |
| State / Region | Minnesota |
| Type | ACH |
Is 091000019 Valid?
Yes — 091000019 is a valid ABA routing number assigned to Wells Fargo for Minnesota. It is used for ACH transfers (direct deposit, bill pay, electronic payments).
What Does 091000019 Mean?
Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 091000019 breaks down:
| Digits | Value | Meaning |
|---|---|---|
| 1–4 | 0910 | Federal Reserve routing symbol (Minneapolis district) |
| 5–8 | 0001 | Wells Fargo institution identifier |
| 9 | 9 | Check digit (validates the number) |
The first two digits (09) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Minneapolis. The check digit is calculated using a weighted algorithm to prevent transcription errors.
ACH vs. Wire Transfers: When to Use 091000019
This is an ACH-only routing number. Wells Fargo uses a separate routing number for wire transfers.
ACH Transfers
- Direct deposit (payroll)
- Bill payments
- Tax refunds
- Recurring transfers
Typically 1–3 business days. Free or low-cost.
Wire Transfers
- Large one-time payments
- Real estate closings
- International transfers
- Time-sensitive payments
Same-day settlement. Usually $15–$30 fee.
How to Find Your Wells Fargo Routing Number
If you need to verify that 091000019 is the correct routing number for your account, you can check in several places:
- Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
- Online banking — Log in to Wells Fargo and look under account details or settings.
- Mobile app — Most banking apps show the routing number on the account summary screen.
- Customer service — Call Wells Fargo to confirm over the phone.
Your routing number is based on the state where you opened your account, not your current address. If you opened your Wells Fargo account in Minnesota, 091000019 is likely the correct number.
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