Truist Routing Number

061000104
ACH

Routing Number 061000104 Details

Routing Number 061000104
Bank Truist
State / Region Georgia
Type ACH

Is 061000104 Valid?

Yes — 061000104 is a valid ABA routing number assigned to Truist for Georgia. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 061000104 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 061000104 breaks down:

DigitsValueMeaning
1–40610Federal Reserve routing symbol (Atlanta district)
5–80010Truist institution identifier
94Check digit (validates the number)

The first two digits (06) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Atlanta. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 061000104

This is an ACH-only routing number. Truist uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Truist Routing Number

If you need to verify that 061000104 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Truist and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Truist to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Truist account in Georgia, 061000104 is likely the correct number.

Other Truist Routing Numbers

Routing Number State / Region Type
053101121 North Carolina ACH
055002707 Maryland ACH
063104668 Florida ACH
051404260 Virginia ACH
053101121 National Wire

Frequently Asked Questions

Yes, 061000104 is the ACH routing number for Truist in Georgia.

Routing number 061000104 belongs to Truist. It is used for Georgia.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Truist may use a different routing number.

Yes, you can use 061000104 to set up direct deposit for your Truist account in Georgia. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 061000104 identifies the bank and branch (Truist, Georgia), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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