Truist Routing Number

053101121
Wire

Routing Number 053101121 Details

Routing Number 053101121
Bank Truist
State / Region National
Type Wire

Is 053101121 Valid?

Yes — 053101121 is a valid ABA routing number assigned to Truist for National. It is used for domestic wire transfers.

What Does 053101121 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 053101121 breaks down:

DigitsValueMeaning
1–40531Federal Reserve routing symbol (Richmond district)
5–80112Truist institution identifier
91Check digit (validates the number)

The first two digits (05) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Richmond. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 053101121

This is a wire transfer routing number. Truist uses different routing numbers for ACH transactions.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Truist Routing Number

If you need to verify that 053101121 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Truist and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Truist to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Truist account in National, 053101121 is likely the correct number.

Other Truist Routing Numbers

Routing Number State / Region Type
055002707 Maryland ACH
061000104 Georgia ACH
063104668 Florida ACH
051404260 Virginia ACH

Frequently Asked Questions

Yes, 053101121 is the Wire routing number for Truist in National.

Routing number 053101121 belongs to Truist. It is used for National.

This routing number is used specifically for domestic wire transfers. For ACH transactions like direct deposit, Truist uses a different routing number.

No, 053101121 is a wire transfer routing number. For direct deposit, you need Truist's ACH routing number. Check the other Truist routing numbers listed above for the correct ACH number.

A routing number like 053101121 identifies the bank and branch (Truist, National), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More Truist Resources

All Truist Routing Numbers → Convert Truist Statement to CSV →

Convert your Truist statement to CSV

Extract transactions from your Truist PDF bank statement into Excel or CSV — free and instant.

Convert Truist Statement →