Truist Routing Number

055002707
ACH

Routing Number 055002707 Details

Routing Number 055002707
Bank Truist
State / Region Maryland
Type ACH

Is 055002707 Valid?

Yes — 055002707 is a valid ABA routing number assigned to Truist for Maryland. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 055002707 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 055002707 breaks down:

DigitsValueMeaning
1–40550Federal Reserve routing symbol (Richmond district)
5–80270Truist institution identifier
97Check digit (validates the number)

The first two digits (05) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Richmond. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 055002707

This is an ACH-only routing number. Truist uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Truist Routing Number

If you need to verify that 055002707 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Truist and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Truist to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Truist account in Maryland, 055002707 is likely the correct number.

Other Truist Routing Numbers

Routing Number State / Region Type
053101121 North Carolina ACH
061000104 Georgia ACH
063104668 Florida ACH
051404260 Virginia ACH
053101121 National Wire

Frequently Asked Questions

Yes, 055002707 is the ACH routing number for Truist in Maryland.

Routing number 055002707 belongs to Truist. It is used for Maryland.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Truist may use a different routing number.

Yes, you can use 055002707 to set up direct deposit for your Truist account in Maryland. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 055002707 identifies the bank and branch (Truist, Maryland), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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