TD Bank Routing Number

054001725
ACH

Routing Number 054001725 Details

Routing Number 054001725
Bank TD Bank
State / Region Maryland, Washington DC
Type ACH

Is 054001725 Valid?

Yes — 054001725 is a valid ABA routing number assigned to TD Bank for Maryland, Washington DC. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 054001725 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 054001725 breaks down:

DigitsValueMeaning
1–40540Federal Reserve routing symbol (Richmond district)
5–80172TD Bank institution identifier
95Check digit (validates the number)

The first two digits (05) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Richmond. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 054001725

This is an ACH-only routing number. TD Bank uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your TD Bank Routing Number

If you need to verify that 054001725 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to TD Bank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call TD Bank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your TD Bank account in Maryland, Washington DC, 054001725 is likely the correct number.

Other TD Bank Routing Numbers

Routing Number State / Region Type
031101266 Connecticut, New York ACH
036001808 Pennsylvania, New Jersey ACH
011103093 Maine ACH
211274450 Massachusetts ACH
031101266 National Wire

Frequently Asked Questions

Yes, 054001725 is the ACH routing number for TD Bank in Maryland, Washington DC.

Routing number 054001725 belongs to TD Bank. It is used for Maryland, Washington DC.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, TD Bank may use a different routing number.

Yes, you can use 054001725 to set up direct deposit for your TD Bank account in Maryland, Washington DC. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 054001725 identifies the bank and branch (TD Bank, Maryland, Washington DC), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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