TD Bank Routing Number
Routing Number 011103093 Details
| Routing Number | 011103093 |
|---|---|
| Bank | TD Bank |
| State / Region | Maine |
| Type | ACH |
Is 011103093 Valid?
Yes — 011103093 is a valid ABA routing number assigned to TD Bank for Maine. It is used for ACH transfers (direct deposit, bill pay, electronic payments).
What Does 011103093 Mean?
Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 011103093 breaks down:
| Digits | Value | Meaning |
|---|---|---|
| 1–4 | 0111 | Federal Reserve routing symbol (Boston district) |
| 5–8 | 0309 | TD Bank institution identifier |
| 9 | 3 | Check digit (validates the number) |
The first two digits (01) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Boston. The check digit is calculated using a weighted algorithm to prevent transcription errors.
ACH vs. Wire Transfers: When to Use 011103093
This is an ACH-only routing number. TD Bank uses a separate routing number for wire transfers.
ACH Transfers
- Direct deposit (payroll)
- Bill payments
- Tax refunds
- Recurring transfers
Typically 1–3 business days. Free or low-cost.
Wire Transfers
- Large one-time payments
- Real estate closings
- International transfers
- Time-sensitive payments
Same-day settlement. Usually $15–$30 fee.
How to Find Your TD Bank Routing Number
If you need to verify that 011103093 is the correct routing number for your account, you can check in several places:
- Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
- Online banking — Log in to TD Bank and look under account details or settings.
- Mobile app — Most banking apps show the routing number on the account summary screen.
- Customer service — Call TD Bank to confirm over the phone.
Your routing number is based on the state where you opened your account, not your current address. If you opened your TD Bank account in Maine, 011103093 is likely the correct number.
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