TD Bank Routing Number

031101266
Wire

Routing Number 031101266 Details

Routing Number 031101266
Bank TD Bank
State / Region National
Type Wire

Is 031101266 Valid?

Yes — 031101266 is a valid ABA routing number assigned to TD Bank for National. It is used for domestic wire transfers.

What Does 031101266 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 031101266 breaks down:

DigitsValueMeaning
1–40311Federal Reserve routing symbol (Philadelphia district)
5–80126TD Bank institution identifier
96Check digit (validates the number)

The first two digits (03) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Philadelphia. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 031101266

This is a wire transfer routing number. TD Bank uses different routing numbers for ACH transactions.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your TD Bank Routing Number

If you need to verify that 031101266 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to TD Bank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call TD Bank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your TD Bank account in National, 031101266 is likely the correct number.

Other TD Bank Routing Numbers

Routing Number State / Region Type
036001808 Pennsylvania, New Jersey ACH
011103093 Maine ACH
054001725 Maryland, Washington DC ACH
211274450 Massachusetts ACH

Frequently Asked Questions

Yes, 031101266 is the Wire routing number for TD Bank in National.

Routing number 031101266 belongs to TD Bank. It is used for National.

This routing number is used specifically for domestic wire transfers. For ACH transactions like direct deposit, TD Bank uses a different routing number.

No, 031101266 is a wire transfer routing number. For direct deposit, you need TD Bank's ACH routing number. Check the other TD Bank routing numbers listed above for the correct ACH number.

A routing number like 031101266 identifies the bank and branch (TD Bank, National), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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