M&T Bank Routing Numbers
All M&T Bank ABA routing numbers for ACH, wire transfers, and direct deposit.
M&T Bank Routing Numbers by State
| Routing Number | State / Region | Type |
|---|---|---|
022000046 |
New York | ACH & Wire |
031100209 |
Pennsylvania | ACH |
052000113 |
Maryland | ACH |
021302648 |
New Jersey | ACH |
Disclaimer: Routing numbers listed here are believed to be accurate but may change. Always verify your routing number directly with M&T Bank before initiating any transaction.
Which M&T Bank Routing Number Do I Use?
M&T Bank uses different routing numbers depending on the state or region where you opened your account. Here's how to determine which one you need:
- For direct deposits and ACH payments: Use the ACH routing number for the state where you opened your account. This is typically found on your checks or in your online banking settings.
- Not sure? The routing number on the bottom-left of your checks is the correct one for your account.
Need the full list of all banks? Visit our Routing Number Lookup tool.
M&T Bank Routing Number FAQs
M&T Bank uses the same routing number for both ACH transfers and wire transfers. Refer to the table above for your region's routing number.
Yes, M&T Bank assigns different routing numbers based on the state or region where you opened your account. For example, the routing number for M&T Bank in one state will be different from another. Your routing number is determined by the branch location where your account was originally opened, not your current address.
You can find your M&T Bank routing number in several places: at the bottom-left corner of your personal checks (the first 9 digits), in your M&T Bank online banking portal under account details, or on the M&T Bank mobile app. You can also call M&T Bank customer service to verify your routing number.
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