KeyBank Routing Number

307070267
ACH

Routing Number 307070267 Details

Routing Number 307070267
Bank KeyBank
State / Region Colorado, Oregon, Washington, Idaho
Type ACH

Is 307070267 Valid?

Yes — 307070267 is a valid ABA routing number assigned to KeyBank for Colorado, Oregon, Washington, Idaho. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 307070267 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 307070267 breaks down:

DigitsValueMeaning
1–43070Federal Reserve routing symbol (Philadelphia district)
5–87026KeyBank institution identifier
97Check digit (validates the number)

The first two digits (30) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Philadelphia. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 307070267

This is an ACH-only routing number. KeyBank uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your KeyBank Routing Number

If you need to verify that 307070267 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to KeyBank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call KeyBank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your KeyBank account in Colorado, Oregon, Washington, Idaho, 307070267 is likely the correct number.

Other KeyBank Routing Numbers

Routing Number State / Region Type
041001039 Ohio ACH & Wire
021300077 New York ACH

Frequently Asked Questions

Yes, 307070267 is the ACH routing number for KeyBank in Colorado, Oregon, Washington, Idaho.

Routing number 307070267 belongs to KeyBank. It is used for Colorado, Oregon, Washington, Idaho.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, KeyBank may use a different routing number.

Yes, you can use 307070267 to set up direct deposit for your KeyBank account in Colorado, Oregon, Washington, Idaho. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 307070267 identifies the bank and branch (KeyBank, Colorado, Oregon, Washington, Idaho), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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