KeyBank Routing Number
Routing Number 307070267 Details
| Routing Number | 307070267 |
|---|---|
| Bank | KeyBank |
| State / Region | Colorado, Oregon, Washington, Idaho |
| Type | ACH |
Is 307070267 Valid?
Yes — 307070267 is a valid ABA routing number assigned to KeyBank for Colorado, Oregon, Washington, Idaho. It is used for ACH transfers (direct deposit, bill pay, electronic payments).
What Does 307070267 Mean?
Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 307070267 breaks down:
| Digits | Value | Meaning |
|---|---|---|
| 1–4 | 3070 | Federal Reserve routing symbol (Philadelphia district) |
| 5–8 | 7026 | KeyBank institution identifier |
| 9 | 7 | Check digit (validates the number) |
The first two digits (30) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Philadelphia. The check digit is calculated using a weighted algorithm to prevent transcription errors.
ACH vs. Wire Transfers: When to Use 307070267
This is an ACH-only routing number. KeyBank uses a separate routing number for wire transfers.
ACH Transfers
- Direct deposit (payroll)
- Bill payments
- Tax refunds
- Recurring transfers
Typically 1–3 business days. Free or low-cost.
Wire Transfers
- Large one-time payments
- Real estate closings
- International transfers
- Time-sensitive payments
Same-day settlement. Usually $15–$30 fee.
How to Find Your KeyBank Routing Number
If you need to verify that 307070267 is the correct routing number for your account, you can check in several places:
- Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
- Online banking — Log in to KeyBank and look under account details or settings.
- Mobile app — Most banking apps show the routing number on the account summary screen.
- Customer service — Call KeyBank to confirm over the phone.
Your routing number is based on the state where you opened your account, not your current address. If you opened your KeyBank account in Colorado, Oregon, Washington, Idaho, 307070267 is likely the correct number.
Other KeyBank Routing Numbers
Frequently Asked Questions
More KeyBank Resources
Convert your KeyBank statement to CSV
Extract transactions from your KeyBank PDF bank statement into Excel or CSV — free and instant.
Convert KeyBank Statement →