KeyBank Routing Number

021300077
ACH

Routing Number 021300077 Details

Routing Number 021300077
Bank KeyBank
State / Region New York
Type ACH

Is 021300077 Valid?

Yes — 021300077 is a valid ABA routing number assigned to KeyBank for New York. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 021300077 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 021300077 breaks down:

DigitsValueMeaning
1–40213Federal Reserve routing symbol (New York district)
5–80007KeyBank institution identifier
97Check digit (validates the number)

The first two digits (02) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of New York. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 021300077

This is an ACH-only routing number. KeyBank uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your KeyBank Routing Number

If you need to verify that 021300077 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to KeyBank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call KeyBank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your KeyBank account in New York, 021300077 is likely the correct number.

Other KeyBank Routing Numbers

Routing Number State / Region Type
041001039 Ohio ACH & Wire
307070267 Colorado, Oregon, Washington, Idaho ACH

Frequently Asked Questions

Yes, 021300077 is the ACH routing number for KeyBank in New York.

Routing number 021300077 belongs to KeyBank. It is used for New York.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, KeyBank may use a different routing number.

Yes, you can use 021300077 to set up direct deposit for your KeyBank account in New York. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 021300077 identifies the bank and branch (KeyBank, New York), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More KeyBank Resources

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