U.S. Bank Routing Number

091000022
ACH & Wire

Routing Number 091000022 Details

Routing Number 091000022
Bank U.S. Bank
State / Region Minnesota
Type ACH & Wire

Is 091000022 Valid?

Yes — 091000022 is a valid ABA routing number assigned to U.S. Bank for Minnesota. It is used for both ACH and wire transfers.

What Does 091000022 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 091000022 breaks down:

DigitsValueMeaning
1–40910Federal Reserve routing symbol (Minneapolis district)
5–80002U.S. Bank institution identifier
92Check digit (validates the number)

The first two digits (09) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Minneapolis. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 091000022

This routing number works for both ACH and wire transfers at U.S. Bank:

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your U.S. Bank Routing Number

If you need to verify that 091000022 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to U.S. Bank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call U.S. Bank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your U.S. Bank account in Minnesota, 091000022 is likely the correct number.

Other U.S. Bank Routing Numbers

Routing Number State / Region Type
042100175 Ohio ACH
064000059 Tennessee ACH
073000545 Iowa ACH
104000029 Nebraska ACH
122105155 California ACH
123000220 Oregon ACH

Frequently Asked Questions

Yes, 091000022 is the ACH & Wire routing number for U.S. Bank in Minnesota.

Routing number 091000022 belongs to U.S. Bank. It is used for Minnesota.

This routing number can be used for both ACH transfers (direct deposit, bill pay) and domestic wire transfers.

Yes, you can use 091000022 to set up direct deposit for your U.S. Bank account in Minnesota. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 091000022 identifies the bank and branch (U.S. Bank, Minnesota), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More U.S. Bank Resources

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