U.S. Bank Routing Number

064000059
ACH

Routing Number 064000059 Details

Routing Number 064000059
Bank U.S. Bank
State / Region Tennessee
Type ACH

Is 064000059 Valid?

Yes — 064000059 is a valid ABA routing number assigned to U.S. Bank for Tennessee. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 064000059 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 064000059 breaks down:

DigitsValueMeaning
1–40640Federal Reserve routing symbol (Atlanta district)
5–80005U.S. Bank institution identifier
99Check digit (validates the number)

The first two digits (06) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Atlanta. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 064000059

This is an ACH-only routing number. U.S. Bank uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your U.S. Bank Routing Number

If you need to verify that 064000059 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to U.S. Bank and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call U.S. Bank to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your U.S. Bank account in Tennessee, 064000059 is likely the correct number.

Other U.S. Bank Routing Numbers

Routing Number State / Region Type
042100175 Ohio ACH
073000545 Iowa ACH
091000022 Minnesota ACH & Wire
104000029 Nebraska ACH
122105155 California ACH
123000220 Oregon ACH

Frequently Asked Questions

Yes, 064000059 is the ACH routing number for U.S. Bank in Tennessee.

Routing number 064000059 belongs to U.S. Bank. It is used for Tennessee.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, U.S. Bank may use a different routing number.

Yes, you can use 064000059 to set up direct deposit for your U.S. Bank account in Tennessee. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 064000059 identifies the bank and branch (U.S. Bank, Tennessee), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More U.S. Bank Resources

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