PNC Routing Number

083000108
ACH

Routing Number 083000108 Details

Routing Number 083000108
Bank PNC
State / Region Kentucky
Type ACH

Is 083000108 Valid?

Yes — 083000108 is a valid ABA routing number assigned to PNC for Kentucky. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 083000108 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 083000108 breaks down:

DigitsValueMeaning
1–40830Federal Reserve routing symbol (St. Louis district)
5–80010PNC institution identifier
98Check digit (validates the number)

The first two digits (08) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of St. Louis. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 083000108

This is an ACH-only routing number. PNC uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your PNC Routing Number

If you need to verify that 083000108 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to PNC and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call PNC to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your PNC account in Kentucky, 083000108 is likely the correct number.

Other PNC Routing Numbers

Routing Number State / Region Type
031100089 Pennsylvania, New Jersey ACH
041000124 Ohio ACH
043000096 Pittsburgh ACH
054000030 Washington DC, Virginia ACH
071921891 Illinois ACH
043002900 National Wire

Frequently Asked Questions

Yes, 083000108 is the ACH routing number for PNC in Kentucky.

Routing number 083000108 belongs to PNC. It is used for Kentucky.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, PNC may use a different routing number.

Yes, you can use 083000108 to set up direct deposit for your PNC account in Kentucky. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 083000108 identifies the bank and branch (PNC, Kentucky), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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