PNC Routing Number

054000030
ACH

Routing Number 054000030 Details

Routing Number 054000030
Bank PNC
State / Region Washington DC, Virginia
Type ACH

Is 054000030 Valid?

Yes — 054000030 is a valid ABA routing number assigned to PNC for Washington DC, Virginia. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 054000030 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 054000030 breaks down:

DigitsValueMeaning
1–40540Federal Reserve routing symbol (Richmond district)
5–80003PNC institution identifier
90Check digit (validates the number)

The first two digits (05) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Richmond. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 054000030

This is an ACH-only routing number. PNC uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your PNC Routing Number

If you need to verify that 054000030 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to PNC and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call PNC to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your PNC account in Washington DC, Virginia, 054000030 is likely the correct number.

Other PNC Routing Numbers

Routing Number State / Region Type
031100089 Pennsylvania, New Jersey ACH
041000124 Ohio ACH
043000096 Pittsburgh ACH
071921891 Illinois ACH
083000108 Kentucky ACH
043002900 National Wire

Frequently Asked Questions

Yes, 054000030 is the ACH routing number for PNC in Washington DC, Virginia.

Routing number 054000030 belongs to PNC. It is used for Washington DC, Virginia.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, PNC may use a different routing number.

Yes, you can use 054000030 to set up direct deposit for your PNC account in Washington DC, Virginia. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 054000030 identifies the bank and branch (PNC, Washington DC, Virginia), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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