Huntington Routing Number

072000325
ACH

Routing Number 072000325 Details

Routing Number 072000325
Bank Huntington
State / Region Michigan
Type ACH

Is 072000325 Valid?

Yes — 072000325 is a valid ABA routing number assigned to Huntington for Michigan. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 072000325 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 072000325 breaks down:

DigitsValueMeaning
1–40720Federal Reserve routing symbol (Chicago district)
5–80032Huntington institution identifier
95Check digit (validates the number)

The first two digits (07) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Chicago. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 072000325

This is an ACH-only routing number. Huntington uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Huntington Routing Number

If you need to verify that 072000325 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Huntington and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Huntington to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Huntington account in Michigan, 072000325 is likely the correct number.

Other Huntington Routing Numbers

Routing Number State / Region Type
044000024 Ohio, Michigan ACH & Wire
044115090 West Virginia ACH

Frequently Asked Questions

Yes, 072000325 is the ACH routing number for Huntington in Michigan.

Routing number 072000325 belongs to Huntington. It is used for Michigan.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Huntington may use a different routing number.

Yes, you can use 072000325 to set up direct deposit for your Huntington account in Michigan. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 072000325 identifies the bank and branch (Huntington, Michigan), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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