Huntington Routing Number
Routing Number 044115090 Details
| Routing Number | 044115090 |
|---|---|
| Bank | Huntington |
| State / Region | West Virginia |
| Type | ACH |
Is 044115090 Valid?
Yes — 044115090 is a valid ABA routing number assigned to Huntington for West Virginia. It is used for ACH transfers (direct deposit, bill pay, electronic payments).
What Does 044115090 Mean?
Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 044115090 breaks down:
| Digits | Value | Meaning |
|---|---|---|
| 1–4 | 0441 | Federal Reserve routing symbol (Cleveland district) |
| 5–8 | 1509 | Huntington institution identifier |
| 9 | 0 | Check digit (validates the number) |
The first two digits (04) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Cleveland. The check digit is calculated using a weighted algorithm to prevent transcription errors.
ACH vs. Wire Transfers: When to Use 044115090
This is an ACH-only routing number. Huntington uses a separate routing number for wire transfers.
ACH Transfers
- Direct deposit (payroll)
- Bill payments
- Tax refunds
- Recurring transfers
Typically 1–3 business days. Free or low-cost.
Wire Transfers
- Large one-time payments
- Real estate closings
- International transfers
- Time-sensitive payments
Same-day settlement. Usually $15–$30 fee.
How to Find Your Huntington Routing Number
If you need to verify that 044115090 is the correct routing number for your account, you can check in several places:
- Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
- Online banking — Log in to Huntington and look under account details or settings.
- Mobile app — Most banking apps show the routing number on the account summary screen.
- Customer service — Call Huntington to confirm over the phone.
Your routing number is based on the state where you opened your account, not your current address. If you opened your Huntington account in West Virginia, 044115090 is likely the correct number.
Other Huntington Routing Numbers
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