Fifth Third Routing Number

071923909
ACH

Routing Number 071923909 Details

Routing Number 071923909
Bank Fifth Third
State / Region Illinois
Type ACH

Is 071923909 Valid?

Yes — 071923909 is a valid ABA routing number assigned to Fifth Third for Illinois. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 071923909 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 071923909 breaks down:

DigitsValueMeaning
1–40719Federal Reserve routing symbol (Chicago district)
5–82390Fifth Third institution identifier
99Check digit (validates the number)

The first two digits (07) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Chicago. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 071923909

This is an ACH-only routing number. Fifth Third uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Fifth Third Routing Number

If you need to verify that 071923909 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Fifth Third and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Fifth Third to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Fifth Third account in Illinois, 071923909 is likely the correct number.

Other Fifth Third Routing Numbers

Routing Number State / Region Type
042000314 Ohio ACH & Wire
042200087 Kentucky ACH
061101375 Georgia ACH
063109935 Florida ACH

Frequently Asked Questions

Yes, 071923909 is the ACH routing number for Fifth Third in Illinois.

Routing number 071923909 belongs to Fifth Third. It is used for Illinois.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Fifth Third may use a different routing number.

Yes, you can use 071923909 to set up direct deposit for your Fifth Third account in Illinois. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 071923909 identifies the bank and branch (Fifth Third, Illinois), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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