Fifth Third Routing Number

042000314
ACH & Wire

Routing Number 042000314 Details

Routing Number 042000314
Bank Fifth Third
State / Region Ohio
Type ACH & Wire

Is 042000314 Valid?

Yes — 042000314 is a valid ABA routing number assigned to Fifth Third for Ohio. It is used for both ACH and wire transfers.

What Does 042000314 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 042000314 breaks down:

DigitsValueMeaning
1–40420Federal Reserve routing symbol (Cleveland district)
5–80031Fifth Third institution identifier
94Check digit (validates the number)

The first two digits (04) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Cleveland. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 042000314

This routing number works for both ACH and wire transfers at Fifth Third:

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Fifth Third Routing Number

If you need to verify that 042000314 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Fifth Third and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Fifth Third to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Fifth Third account in Ohio, 042000314 is likely the correct number.

Other Fifth Third Routing Numbers

Routing Number State / Region Type
042200087 Kentucky ACH
061101375 Georgia ACH
063109935 Florida ACH
071923909 Illinois ACH

Frequently Asked Questions

Yes, 042000314 is the ACH & Wire routing number for Fifth Third in Ohio.

Routing number 042000314 belongs to Fifth Third. It is used for Ohio.

This routing number can be used for both ACH transfers (direct deposit, bill pay) and domestic wire transfers.

Yes, you can use 042000314 to set up direct deposit for your Fifth Third account in Ohio. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 042000314 identifies the bank and branch (Fifth Third, Ohio), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

More Fifth Third Resources

All Fifth Third Routing Numbers → Convert Fifth Third Statement to CSV →

Convert your Fifth Third statement to CSV

Extract transactions from your Fifth Third PDF bank statement into Excel or CSV — free and instant.

Convert Fifth Third Statement →