Fidelity Routing Number

101205681
ACH & Wire

Routing Number 101205681 Details

Routing Number 101205681
Bank Fidelity
State / Region National
Type ACH & Wire

Is 101205681 Valid?

Yes — 101205681 is a valid ABA routing number assigned to Fidelity for National. It is used for both ACH and wire transfers.

What Does 101205681 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 101205681 breaks down:

DigitsValueMeaning
1–41012Federal Reserve routing symbol (Kansas City district)
5–80568Fidelity institution identifier
91Check digit (validates the number)

The first two digits (10) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Kansas City. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 101205681

This routing number works for both ACH and wire transfers at Fidelity:

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Fidelity Routing Number

If you need to verify that 101205681 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Fidelity and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Fidelity to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Fidelity account in National, 101205681 is likely the correct number.

Frequently Asked Questions

Yes, 101205681 is the ACH & Wire routing number for Fidelity in National.

Routing number 101205681 belongs to Fidelity. It is used for National.

This routing number can be used for both ACH transfers (direct deposit, bill pay) and domestic wire transfers.

Yes, you can use 101205681 to set up direct deposit for your Fidelity account in National. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 101205681 identifies the bank and branch (Fidelity, National), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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