Regions Routing Number

082000549
ACH

Routing Number 082000549 Details

Routing Number 082000549
Bank Regions
State / Region Arkansas
Type ACH

Is 082000549 Valid?

Yes — 082000549 is a valid ABA routing number assigned to Regions for Arkansas. It is used for ACH transfers (direct deposit, bill pay, electronic payments).

What Does 082000549 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 082000549 breaks down:

DigitsValueMeaning
1–40820Federal Reserve routing symbol (St. Louis district)
5–80054Regions institution identifier
99Check digit (validates the number)

The first two digits (08) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of St. Louis. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 082000549

This is an ACH-only routing number. Regions uses a separate routing number for wire transfers.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Regions Routing Number

If you need to verify that 082000549 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Regions and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Regions to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Regions account in Arkansas, 082000549 is likely the correct number.

Other Regions Routing Numbers

Routing Number State / Region Type
062005690 Alabama ACH & Wire
064000017 Tennessee ACH
065403626 Florida ACH
111901014 Texas ACH
053012029 South Carolina ACH

Frequently Asked Questions

Yes, 082000549 is the ACH routing number for Regions in Arkansas.

Routing number 082000549 belongs to Regions. It is used for Arkansas.

This routing number is used for ACH transfers including direct deposit, bill payments, and electronic transfers. For wire transfers, Regions may use a different routing number.

Yes, you can use 082000549 to set up direct deposit for your Regions account in Arkansas. You'll also need your account number, which you can find in your online banking portal or on a check.

A routing number like 082000549 identifies the bank and branch (Regions, Arkansas), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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