Capital One Routing Number

056073612
Wire

Routing Number 056073612 Details

Routing Number 056073612
Bank Capital One
State / Region National
Type Wire

Is 056073612 Valid?

Yes — 056073612 is a valid ABA routing number assigned to Capital One for National. It is used for domestic wire transfers.

What Does 056073612 Mean?

Every ABA routing number is a 9-digit code that identifies both the Federal Reserve district and the specific financial institution. Here's how 056073612 breaks down:

DigitsValueMeaning
1–40560Federal Reserve routing symbol (Richmond district)
5–87361Capital One institution identifier
92Check digit (validates the number)

The first two digits (05) indicate the Federal Reserve Bank that serves this institution — in this case, the Federal Reserve Bank of Richmond. The check digit is calculated using a weighted algorithm to prevent transcription errors.

ACH vs. Wire Transfers: When to Use 056073612

This is a wire transfer routing number. Capital One uses different routing numbers for ACH transactions.

ACH Transfers

  • Direct deposit (payroll)
  • Bill payments
  • Tax refunds
  • Recurring transfers

Typically 1–3 business days. Free or low-cost.

Wire Transfers

  • Large one-time payments
  • Real estate closings
  • International transfers
  • Time-sensitive payments

Same-day settlement. Usually $15–$30 fee.

How to Find Your Capital One Routing Number

If you need to verify that 056073612 is the correct routing number for your account, you can check in several places:

  1. Your checkbook — The routing number is the first 9 digits at the bottom-left of any personal check, before your account number.
  2. Online banking — Log in to Capital One and look under account details or settings.
  3. Mobile app — Most banking apps show the routing number on the account summary screen.
  4. Customer service — Call Capital One to confirm over the phone.

Your routing number is based on the state where you opened your account, not your current address. If you opened your Capital One account in National, 056073612 is likely the correct number.

Other Capital One Routing Numbers

Routing Number State / Region Type
051405515 National ACH
056073502 Maryland, Virginia, DC ACH
065000090 Louisiana ACH

Frequently Asked Questions

Yes, 056073612 is the Wire routing number for Capital One in National.

Routing number 056073612 belongs to Capital One. It is used for National.

This routing number is used specifically for domestic wire transfers. For ACH transactions like direct deposit, Capital One uses a different routing number.

No, 056073612 is a wire transfer routing number. For direct deposit, you need Capital One's ACH routing number. Check the other Capital One routing numbers listed above for the correct ACH number.

A routing number like 056073612 identifies the bank and branch (Capital One, National), while your account number identifies your specific account at that bank. Both are needed for transfers. On a check, the routing number is the first 9 digits at the bottom left, followed by your account number.

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